● New Year's easing of loan regulations and the risk of household debt remain unchanged

● New Year’s easing of loan regulations and the risk of household debt remain unchanged

If the dsr remains the same, the deregulation of residential loans will not have a significant impact.Even for multi-homeowners with collateral, dsr is applied per tenant, not per collateral, so not only does it have nothing to do with the content of the house, but if you get all the loans before the regulation and buy each apartment house, most of them are already over dsr.

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